Which of the following is a common type of involuntary lien?

• A. Mortgage lien
• B. Tax lien
• C. Gift lien
• D. Trust lien

Answer: (B)

A tax lien is indeed a common type of involuntary lien. It is placed on a property by a governmental authority when the property owner fails to pay their tax obligations. This lien serves to protect the government’s interest in collecting unpaid taxes and can impact the owner's ability to sell or refinance the property until the debt is settled.

Unlike voluntary liens, which a property owner agrees to in order to secure a loan (such as a mortgage lien), involuntary liens are imposed without the owner's consent. Tax liens can arise from various taxes, including property taxes, income taxes, and capital gains taxes, and they are often prioritized over other liens, making their resolution critical for the property owner.